Income Tax Calculator
Income tax calculator with old vs new regime comparison
Compare old vs new tax regime side-by-side to find which saves you more tax (FY 2025-26 slabs).
Save ₹1,06,600
Better Regime
New Regime
Tax Saved
₹1,06,600
Old Regime Tax
₹1,06,600
New Regime Tax
₹0
Old Take-Home
₹10,93,400
New Take-Home
₹12,00,000
Slab-wise Tax Breakdown
| Slab | Taxable | Rate | Tax |
|---|---|---|---|
| 0.0L – 4.0L | ₹4,00,000 | 0% | ₹0 |
| 4.0L – 8.0L | ₹4,00,000 | 5% | ₹20,000 |
| 8.0L – 12.0L | ₹3,25,000 | 10% | ₹32,500 |
| 12.0L – 16.0L | ₹0 | 15% | ₹0 |
| 16.0L – 20.0L | ₹0 | 20% | ₹0 |
| 20.0L – 24.0L | ₹0 | 25% | ₹0 |
| Above 24.0L | ₹0 | 30% | ₹0 |
| Metric | Old Regime | New Regime |
|---|---|---|
| Gross Income | ₹12,00,000 | ₹12,00,000 |
| Standard Deduction | ₹75,000 | ₹75,000 |
| Total Deductions | ₹2,50,000 | ₹75,000 |
| Taxable Income | ₹9,50,000 | ₹11,25,000 |
| Base Tax | ₹1,02,500 | ₹0✓ |
| Surcharge | ₹0 | ₹0 |
| Cess (4%) | ₹4,100 | ₹0✓ |
| Total Tax | ₹1,06,600 | ₹0✓ |
| Take-Home | ₹10,93,400 | ₹12,00,000✓ |
0.0L – 4.0L
Taxable: ₹4,00,000
₹0
4.0L – 8.0L
Taxable: ₹4,00,000
₹20,000
8.0L – 12.0L
Taxable: ₹3,25,000
₹32,500
12.0L – 16.0L
Taxable: ₹0
₹0
16.0L – 20.0L
Taxable: ₹0
₹0
20.0L – 24.0L
Taxable: ₹0
₹0
Above 24.0L
Taxable: ₹0
₹0
Health & Education Cess (4%)
₹0
Gross Income
₹12,00,000
Deductions
₹75,000
Total Tax
₹0
Effective Rate
0.0%
Take-Home
₹12,00,000
Monthly Take-Home
₹1,00,000
More tools like Income Tax Calculator
View allGST Calculator
CalculatorsGST calculator with CGST/SGST/IGST split and batch mode
NPS Calculator
CalculatorsNational Pension System calculator with tax benefits
FD Calculator
CalculatorsFixed deposit calculator with TDS and bank rate comparison
PPF Calculator
CalculatorsPublic Provident Fund calculator with extension and withdrawal rules