Lumpsum Calculator
Mutual fund lumpsum investment calculator with inflation toggle
Calculate returns from a one-time lump sum investment.
Total Value
₹15,52,924
Invested
₹5,00,000
Wealth Gained
₹10,52,924
CAGR
12.0%
Absolute Return
211%
Post-Tax Value
₹14,36,933
Year-by-Year Breakdown
| Period | Invested | Gains | Total Value | Real Value |
|---|---|---|---|---|
| Year 1 | ₹5,00,000 | ₹60,000 | ₹5,60,000 | ₹5,28,302 |
| Year 2 | ₹5,00,000 | ₹1,27,200 | ₹6,27,200 | ₹5,58,206 |
| Year 3 | ₹5,00,000 | ₹2,02,464 | ₹7,02,464 | ₹5,89,802 |
| Year 4 | ₹5,00,000 | ₹2,86,760 | ₹7,86,760 | ₹6,23,188 |
| Year 5 | ₹5,00,000 | ₹3,81,171 | ₹8,81,171 | ₹6,58,462 |
| Year 6 | ₹5,00,000 | ₹4,86,911 | ₹9,86,911 | ₹6,95,733 |
| Year 7 | ₹5,00,000 | ₹6,05,341 | ₹11,05,341 | ₹7,35,115 |
| Year 8 | ₹5,00,000 | ₹7,37,982 | ₹12,37,982 | ₹7,76,725 |
| Year 9 | ₹5,00,000 | ₹8,86,539 | ₹13,86,539 | ₹8,20,690 |
| Year 10 | ₹5,00,000 | ₹10,52,924 | ₹15,52,924 | ₹8,67,145 |
Capital Gains
₹10,52,924
Tax Type
LTCG
12.5% above ₹1.25L
Estimated Tax
₹1,15,991
Post-Tax Value
₹14,36,933
Tax rates as per Union Budget 2024. LTCG exemption of ₹1.25 lakh per year. Consult a tax advisor.
Equity MF earns ₹5,69,348 more than FD
Over 10 years at 12% vs 7%
Nominal Value
₹15,52,924
Real Value (today's ₹)
₹8,67,145
Purchasing Power Lost
₹6,85,779 (44.2%)
₹1L
Year 1 • ₹5,60,000
₹5L
Year 1 • ₹5,60,000
₹10L
Year 7 • ₹11,05,341
Total Value
₹15,52,924
Invested
₹5,00,000
Wealth Multiplier
3.1×
CAGR
12.0%
Absolute Return
211%
Period
10 years
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